Income Tax Calculator (India)

Compare your income tax under the old and new regimes for FY 2025-26 — with deductions, standard deduction, 87A rebate and 4% cess — and see which regime saves you more.

How it is calculated (FY 2025-26)

New regime: ₹75,000 standard deduction, slabs 0/5/10/15/20/25/30% across ₹4L bands, full rebate up to ₹12L taxable income.
Old regime: ₹50,000 standard deduction plus 80C / 80D / home-loan interest, slabs 0/5/20/30% (nil limit rises with age), rebate up to ₹5L taxable income.
A 4% health & education cess is added to the tax under both. Slabs are held in a per-FY config — verify against the latest Budget before filing.