Online SIP Calculator

Calculate your mutual fund SIP maturity value, total invested and wealth gained instantly — with an optional yearly step-up and a month-by-month growth schedule.

SIP Formula

FV = P × ((1+i)n − 1) ÷ i × (1+i)
where P = monthly investment, i = monthly return rate (annual rate ÷ 12 ÷ 100), and n = number of monthly instalments. With a yearly step-up, the monthly investment increases by the step-up percentage at the start of every new year.